Whisper Talez (Tales)

Random Negotiating Won’t Pay Dividends

May 23rd, 2008

Once a job offer is made, a lot of people think they have no basis for negotiating but they would be surprised, with the right approach, that they can often secure compensation packages beyond what they thought was possible. A key point to remember is that negotiating more at the start of a job can turn into a substantial amount of increased earnings over the course of several years. Once people achieve an increased level of earnings, they tend to maintain that difference over where they were for several years.

The negotiation process we recommend at ITS is easy to use. Based on our thousands of negotiations, it was carefully developed to be easy to use. It is based on common sense and the art of soft selling, so that you get what you want without offending the employer in any way.

There are five key areas you want to consider:

(1)   The initial offer, can you get it increased by 10% to 30%;

(2)   The responsibilities, can you expand them to a larger job that would pay more;

(3)   A signing bonus, which can be 10% to 30% of the salary in some cases;

(4)   The benefits, is the company willing to extend;

(5)   Stock options, whether they are available, and under what terms.

ITS gives job hunter’s guidance in each of those areas. There is also a lot of information on salary surveys to give you current information on which to base negotiations, and a cost-of-living comparison of various areas for those who are relocating. Senior level job seekers will be especially interested in the discussion of the various types of stock options and grants, exit strategies and severance agreements, and a dozen or so other benefits that can be a significant part of the total compensation package.

ITS offers Personal Marketing Services that goes far beyond Outplacement Career counseling. ITS uses its own unique technology to give job seekers access to as much as 85% of the advertised openings, including those from newspapers, recruiter openings, job boards, employer sites, and trade magazines. It also provides access to the unadvertised job market among employers, recruiters and growth companies.

For additional information: pr@changingcareers.com or contact Tom Mortenson at 800-320-1277.

Article By: ITS 

Using San Mateo Independent Financial Advice

May 22nd, 2008

Your life needs proper funding – be it for the short-term goals, such as planning for a vacation, or for long-term goals, like your retirement nest egg. Unfortunately, most of us do not have the knowledge and resources to make the best decisions regarding our finances. If this is true for you, then seeking San Mateo independent financial advice may be the best solution.

Californians enjoy the “good life,” but that should not mean spending more money than you have until you are broke. Getting advice about your finances can help you make smart choices with your money – living that “good life” without breaking the bank.

What does good San Mateo independent financial advice do? It helps you prioritize your wants and needs in relation to your money. This way, the most important aspects of your life are covered financially, and in doing so, the financial stress is taken out of your life. You can focus your brainpower on more important things, such as family and friends.

San Mateo independent financial advice is for anyone who wants to be smarter with their money. Don’t be too proud to accept a little help – your financial security can benefit greatly from it.

JMAC Gives Job Seekers Instant Access to Tens of Thousands of Employer Sites

May 22nd, 2008

Over 100,000 key employers now hire primarily from their own websites. For some major firms it is the only place they will ever advertise their openings. So if you are interested in leading firms like these, you will need access to their openings listed on employer sites, and that is what JMAC provides. We cover over 50,000 of them.

Job seekers can search by Metro Area and industry, so they can select out only those they are most interested in and best suited for. With a click or two, they can be on the site, reviewing current openings and submitting their resume.

Jobmarketaccesscenter.com also has individual lists specifically for financial firms, technology firms and other special interests, as well as private firms, the fastest growing firms, and more. This section can prove valuable not only for contact information and descriptions for current openings, but also for news and company statements that might signal emerging opportunities in a particular division or geographic location.

With JMAC, job seekers can access with a click or two as much as 85% of the advertised openings suitable for them, including those from newspapers, recruiter openings, job boards, employer sites, trade magazines and other sources. It includes Advertised Market SuperSearch, a search engine that covers openings from many sources. So all a customer has to do is specify the titles and locations they are interested in.

JMAC gives our job seekers access to as much as 85% of the advertised openings, including those from newspapers, recruiter openings, job boards, employer sites, and trade magazines. It also provides access to the unadvertised job market among employers, recruiters and growth companies.

Additional information: pr@jobmarketaccesscenter.com or contact Steve Madden at 1-866-664-7440.

Article By: ITS

Self-Directed IRA: Use Your Funds to Invest in Foreclosures

May 9th, 2008

With home foreclosures on the rise, those with money just sitting earning pennies in an IRA account can put their money to work for them. Why is now a great time to be investing in the foreclosure market? There are three reasons.

3 Reasons Now is a Great Time to Invest in the Foreclosure Market

Prices are Low Now: Every real estate investor will tell you that to make money investing in foreclosures, you need to find good deals. What is defined as a “good deal?” A simplistic answer is a good deal is one where you make money. Making money in real estate is all about equity; buying homes that have equity.

Presently, the market is being swamped with all kinds of properties that have lots of equity. Why? Two primary reasons can be cited. One, the economy is in a recession, which means many are losing their job. And two, Adjustable Rate Mortgages (ARMs) are coming due, which means mortgage payments are going up. Job loss plus higher mortgage payments means more homeowners are willing to negotiate, that is, if they haven’t already been foreclosed on.

Banks Don’t Want to Be Landlords: Piggybacking off the aforementioned point, banks don’t want to be landlords or property managers. As the market is flooded with more and more properties, banks are trying to sell them off as fast as they can.

Because they usually wind up losing money - in two different ways. First, there’s nobody paying the mortgage when house is sitting empty. This cost banks. Secondly, when a house is in foreclosure, the bank is responsible for keeping it up until it sells. This means hiring contractors to mow the lawn, fix broken windows, clean up and haul away traffic from previous owners, etc. So, they’re quite eager to sell, sell, sell.

Long-Term Gain: Real estate is a patient man’s game. If you use your Real Estate IRA to invest in foreclosures now while the marketing is bottoming out, so to speak, you’ll be well positioned to really maximize your investment when the real estate marketing gets red hot again.

By developing a full-fledged real estate investment strategy, you can use the funds from your Self Directed IRA LLC account to retire in a manner you never thought possible. To learn more about using a Self Directed IRA and maximize your retirement investment.