Whisper Talez (Tales)

An Unjust Law

November 12th, 2008

In the United States there is a law on the books called the felony murder rule. This law states that any murder that takes place during a felony can be considered first degree murder even though there is no premeditation on the killer’s part. So for example if you decide to rob a bank and some one is killed during the robbery then you could be convicted of first degree murder even though you had no intention of killing anyone just robbing the bank. In this regard the law makes sense, because any reasonable person would know that robbing a bank could lead to violence and possibly someone getting killed, and that person should get a first degree murder conviction.

But as so often happens in this county prosecutors take a law and stretch it to cover crimes that were probably not intended to be covered by the law. Like people who don’t actually commit the murders themselves. Especially people who had no intention of committing a felony or a murder in the first place.

Let’s go back to the bank robbing example. If you intentionally go into a bank with another person to rob that bank and the other person kills someone, then it makes sense that you should be responsible for that person’s murder. But what if you go into a bank with another person and you have no idea that person has intentions of committing a crime. Maybe you panic when this person starts to rob the bank and you don’t run away or you do what the person tells you to do because you’re scared, and then someone gets hurt. Where was the intent on your part? There was no intent to commit any crime. So why should this person have to spend the rest of there lives in prison for the actions of another person.

Advertise your interest rates- A division of distinction

November 4th, 2008

The majority of lender web site traffic comes from in market consumers who are shopping online for the lowest mortgage rates in their local area. If you type in phrases such as: lowest mortgage rates , best mortgage rates, best heloc rates or compare mortgage rates into a major search engines like Google, Yahoo or MSN, you will see many lenders come up on the first page of the organic search results with prominent positions. These search engine rankings will help drive thousands of unique visitors every day to high ranked sites. It will also drive traffic to lenders from the hundreds of affiliate real estate and mortgage websites. By advertising your interest rates daily online you will be in front of all those visitors looking for the best rates in your lending states.

This will probably be the most powerful way to market your competitive interest rates on the internet. Below I have listed some benefits:

  • Qualified Traffic - the best quality traffic to your site will be borrowers who are in the process of comparing rates.
  • Geo-targeted - Reach the right consumers only in your specific lending states
  • Fresh, Daily Traffic - By updating your interest rate tables daily, the consumers feel that they are accessing fresh and up-to-date data and therefore are more likely to click on your website or contact you on the phone.

Banner Advertising on the web is another way to offer mortgage brokers and lenders ways to:

  • Increase Brand Recognition - Expose your company to thousands of potential borrowers visiting the web every day and generate your own exclusive mortgage leads
  • Effectively Communicate Campaign Message - Using creative and eye catching images and carefully crafted slogans, communicate your company’s unique value propositions and selling points through your banner ad
  • Reach Your Target Market - Gain placement by state and use up your advertisement impressions only for borrowers in your specific lending state(s).

An effective banner ad campaign will consist of two components:

   1. Great looking banner - to entice, click-thru, and drive traffic

   2. Effective landing page (home page) - to ensure high conversion rate
Many lenders on the web are uniquely positioned to help you put together a superb banner ad campaign. Through partnership with such companies you are capable of providing the best banner designs as well as effective landing pages.

Sirloin

November 4th, 2008

If you’ve ever been to a steakhouse you can attest to the fact that steakhouses focus on a very small selection of cuts. The average steakhouse will usually have three or four steaks: a porterhouse, a filet mignon, a ribeye, and a strip steak – in addition to the usual veal and/or lamb chops. But when it comes time to grill or cook steak for the family, a trip to the supermarket reveals far more variety and far better value – if only you know where to look. Perusing the meat case, it doesn’t take long to realize that steakhouse cuts are almost as expensive in the supermarket as they are the restaurant: strip steaks, filet mignon, and porterhouse of good quality easily surpass $15 a pound. So what’s a poor carnivore to do?

There are several other cuts of meat that are sure to please those who are bonkers for bovines. Roughly grained cuts like skirt steak, flank steak, and hanger steak  take very well to marinating and grilling, and when sliced against the grain provide manageably chewy texture backed up by tremendously rich, beefy flavor owing to these cuts proximity to bones and organs, and their rich marbling.

And then there’s sirloin. These cuts make up a large percentage of the amount of traditional steak cuts from a cow, and are prized for their solid (but never grisly) texture and rich, beefy flavor that comes from intramuscular marbling – or fat that is interwoven with the red muscle tissue. They take well to being marinated and cooked to medium-rare or else to braising, though they don’t have quite enough fat to make a braise as rich as a pot roast cut like chuck or brisket. Nevertheless, a sirloin marinated simply with garlic, red wine, and a splash of worcesterchire sauce is sure to please crowds when it cooked medium rare, sliced, and served with the copious juices that sirloins famously create. Indeed, sirloin is the ideal choice for London broil as well, and also make the best steak sandwiches.

Within the sirloin category, there are a number of different cuts. Top cut, first cut, shoulder cut – each can be viewed as a trade-off of flavor and texture; what shoulder sirloin lacks chewy, meaty texture, it makes up for in flavor. There is one exception to this rule of sirloin, and that is the tri-tip. The tri-tip sirloin is the end of the sirloin and just may make the tastiest steak or London broil you’ve ever had.

So next time you’re looking to grill, think beyond the steakhouse and enjoy the world of sirloins; it’s a world of great flavor and great texture that will never disappoint.

Banking on Offshore Protection

November 3rd, 2008

Now, more than ever, if your business or personal finances are not in order, you could lose more than a few dollars. A credit crunch is being squeezed on all world economies and national banks are imposing stricter rules and regulations upon its citizens who they rely on to be depositors and account holders. While governments struggle to fight off the ever present recession (depression?), the first signs of trouble came from the financial sectors of the world’s financially developed countries.

As the value of the world was decreased, the losses of national banks have caused governments to become more involved in everyday banking business. The world should know that banking where you live will no longer offer the best option to protect your assets when times get rough. By using off shore banking, people will be able to take back the control once enjoyed by citizens and banking customers.

What we have lost during this time of economic strife is more than value in the currency we use and the companies we build. We are losing the ability to remain anonymous, thus taking away our right to capitalism as we once knew it. Off shore banking is one way to choose the best strategy of banking regulation which will allow you to continue to be successful. Using off shore banking as an equity and investment tool can also protect your heir’s right to your legacy after you are gone. Banking on offshore protection for your private or business financial needs is one way to get out of the trouble your country may be in, but it must be well advised under any condition for the best results.